Below is a list of the documents needed to provide you with the best possible service.

W2’s for employed borrowers for the past two years

Most recent pay stubs covering one full month of employment for all employed borrowers

Last two years tax returns (1040) with all schedules

Social security/pension award letter

Current lease agreements

Two months most recent bank statements for all bank accounts

Copy of current homeowner’s insurance policy

Sales agreement

Copy of hand money check

Source of down payment and proof of it

Gift letter and proof of deposit

Letter of explanation

Bankruptcy discharge and list of creditors

Copy of divorce decree/ separation agreement/child support order

Copy of mortgage statement with last (12) twelve months cancelled checks

Copies of last (12) twelve months cancelled checks for rent

Proof of self employment: business license, DBA certificate, yellow pages, ads, business insurance